Fliq

Live now: ₦1,376.32 per $1after fees ↗

Global crypto. Local money.

Dollars in,
your bank account
out.

Any chain. Any bank or mobile money. The shortest distance between stablecoins and money you can use.

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PaycrestBushaFonbnkBitnob

Routed across 4 providers

Fliq vault with balance, live rate, and recent activity

How it works

SolanaNEARUSDCMore chains
01

Send from any chain

USDC or USDT on Solana, Base, Ethereum, and more. One integration, wherever your money lives.

PaycrestBushaFonbnkBitnob
02

Best of four, every time

Four providers are quoted in parallel. Your payout takes the best available route, after fees.

GTBankAccess BankOPayM-Pesa
03

In the bank in 21 seconds

Bank or mobile money in Nigeria and Kenya. A clear receipt from start to settled.

For developers

A withdraw-to-bank button,
in four calls

Quote, create, watch the webhook. One API for the messy part between crypto and a bank account.

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# quote
curl https://api.fliq.money/v1/quote \
  -H "Authorization: Bearer rt_test_…" \
  -d "token=USDC&currency=NGN&amount=50"

{ "rate": 1376.32, "receive": 68816,
  "provider": "paycrest", "best_of": 4 }

# pay, then the webhook brings the bank reference
{ "event": "payout.settled",
  "bank_reference": "000013251029140213" }

For agents

Let an agent pay people.
Within caps it cannot break.

Give your agent a key with a daily cap, a per-payment limit, and an allowlist. Your vault enforces the boundaries.

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You:

Pay Dara for the studio.

✓

Paid ₦68,816 to DARA OKONKWO via Paycrest.

You:

Now send her ₦500,000.

⊘

Refused by the vault. ₦500,000 is over the ₦50,000 per-payout cap.

Why it can be trusted

We never hold the money

Your stablecoin goes to the provider's per-order address, directly or through NEAR Intents. fliq routes. It never holds the money.

Caps live on chain

Your vault is a NEAR contract at your name. Limits for agents are enforced there, not in our server.

A receipt the bank recognises

Every payout carries the chain hash, the provider order and the NIP session ID. Check any of them yourself.

Start in sandbox. Nothing real moves.

A test key, a demo recipient, and a payout you can follow all the way.

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